No physical needed just answer these three questions..............why they ask them?

1. Have you been treated by a doctor or hospitalized in the last year
2.Do you currently take any medications
3.have you ever smoked

now they ask for height, sex ,weight and age. Is that for statistics or
clues...over weight heart disease and diabetes
medications open door to ask which ones.
female/age if you are child bearing age
older age male or female tells what you could be at risk.
If they could ask race or if you are right or left handed they could gain even more information on their risk to insure you.

In asking these questions they can not cover you for certain conditions. Lower your maxim care amounts , charge you more for your insurance or set you on a higher out of pocket spending.


**********have you ever checked what are common preexisting illness that red flag you with insurance companies.

*Aneurysm
Cancer
Clinical Depression
Drug/Alcohol Abuse
Emphysema
Heart Disease
HIV/AIDS
Hypertension
Kidney Disease
Liver Disease
MS
Paralysis
Stroke