Economic Risk Has Shifted to Families - Peter Gosselin, Los Angeles Times

The widespread loss of work-related benefits, some loss of government benefits and hughes
losses in home equity, are allowing "middle-class" persons to experience what it has always been like for the so-called, "working poor," who too often are becoming social system failures or persons
leading very marginal lives...This puts more burden on the family, at a time when families are
often less functional. In general, adaptative families are parts of adaptive communities, therefore community development is the preferred method of improvement.